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Harvard Law School

Business Law – The World’s Gone E-Mad

It has been researched that around 50% of businesses in the United Kingdom now have a networked system and access to shared files and information. As well as this, a huge chuck of businesses that have a website to advertise their goods and services take payments online. It is a brilliant turn for IT and telecoms industry, and therefore should result in great prospects for businesses themselves as marketing and advertising is increasing greatly. However there is always a downfall. The enhancement in efficiency, increase in service levels and decreasing in costs may amount to nothing if the business does not have the right contracts or procedures in place to then go on and protect itself.
If company employees have access to emails, then a company should make a company email and internet policy that will be known to all staff and potentially included in their employment contracts to reinforce the provisions of the policy. Network systems can be quite expensive, so it is important to make sure that there are the appropriate contractual agreements put in action to protect the company’s interests. It will need to be discussed within the company about software licenses as you may be liable for new license fees if more and more employees gain access to the software. Data protection will also be an issue if the company has not ensured sufficient secure storage of personal and client records has been adopted. If the company has a website, even a brochure advertising the website will need to meet all the legal requirements, such as including a site disclaimer which will cover the company against any liability. It is also important to provide clearly on the website the companies data protection policy, and terms and conditions as well as returning goods policy.
If a company sells services or goods over the internet, a company is bound by the small print or terms and conditions just like as if it were on the back of an order form. Generally websites have the terms and conditions at the bottom of the page at the click of a button, which actually means that anyone buying anything on that site will not have to abide by the terms and conditions. However if the order form on the website states the words ‘sold subject to the terms which you read if you click here’ and then give you the option to click to confirm that you have read them. This will mean that the website owner or company will then be covered if there are any problems that arise.…

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Family Law

How to Deal With Insurance Companies?

Having insurance is very essential today and in some cases it’s a requirement by law to have insurance. If you are thinking of buying an insurance policy or are in a situation where you need to claim on an existing insurance policy then it is advised that you take proper steps to protect yourself and get the best deal out of the situation. As a well informed consumer it will be beneficial for you to have a clear understanding of the policy details before buying it. Further, it is also important to collect appropriate information before making claim on a policy as it will increase the chances of a successful outcome. Getting proper legal advice is usually a good way of ensuring that you make a right decision regarding your policies and claims.
Here are some tips that will help you in dealing with insurance companies.
Buying The Policy: Insurance company agents are not always completely true about their policies. They might tend to hide some points in the policy. As a consumer you should take proper notes including the details about coverage you are buying when the insurance agent explains them to you. These notes should be kept with the policy file along with any promotional material that you are given when you buy the policy. Do not rely on the agent and always insist on reading the completed application form yourself. Further, you should be honest while answering the questions as any misinformation on the application form might result in unwanted results when you claim your policy. You can also ask a lawyer free of cost regarding the policy over the internet as many lawyers offer free legal advice over the internet.
Making a Claim: Making all those notes and saving them with the policy file will come handy while making claim on the policy. Before you speak with the company representative, go through the notes and policy. Go through the coverage, exclusion and limitations on the policy and make sure that you do not say anything that the insurance company could use to deny the claim.
Further, collect proper information and all the evidence you can in support of your claim. One of the best ways to do so is by taking photographs of your loss and by keeping proper records of it. As a policy holder you should never exaggerate the loss or any aspect of the claim. Before accepting the evaluation of loss from the insurance company’s expert you should get an estimate from a reputed independent insurance expert. You should also obtain legal advice before submitting to an “examination under oath” by the insurance company.
Maintaining a log of all the activities and communications with the insurance company along with representative’s name, position and phone number would be a good start for the claim procedure.
In Case of a Dispute: You can expect a little favor from the court when it comes to deciphering the policy. Courts usually aim to honor the reasonable expectations of a policy holder in such situations and any ambiguities in the policy are ruled in policyholders favor as the company framed the policy.
You can always ask a lawyer free questions regarding insurance policy and claims over the internet. There are many websites over which highly experienced and some of the best lawyers offer free legal advice to visitors.…

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Family Law

Need Assistance With Family Law?

There are some times in our lives when seeking legal advice and assistance is better than trying to do everything ourselves. If you think that you may need legal assistance with family law then you may want to know how it can help you in your particular situation.
Many aspects of our lives, particularly in the area of human rights and protecting the people with less power (such as children, the elderly and in some cases partners) are protected by rules and regulations set down as law in New Zealand. There is an increasing need to ensure you have the backing of this in particular periods of your life, including entering a long term relationship, protecting assets, sharing assets during a separation and divorce, and planning succession later on in life.
If you have assets that need protection it may be a good idea to look at establishing some sort of family trust. This is a very good idea if your child’s marriage looks unstable, or you want to ensure you have your assets looked after should you need to move into a rest home or be cared for later on in life. This can also include information relating to power of attorney, should anything happen to prevent you from being able to stay in control of your own affairs later on in life. Sometimes it can help to appoint someone who is not directly involved. You can also engage legal help when sorting out your will, and preparing the distribution of your assets once you have passed.
If you need family law assistance to help with your dependents, there is certainly a lot that a professional lawyer can do to protect you and your children, should that be required. This can include helping with the arrangement of custody agreements and what monies should be paid to which partner. Lawyers can also help with the distribution of assets and help divide relationship property up.
Often lawyers can provide you with one of the most valuable parts of seeking legal advice – the chance to check whether your plans and needs fit in with family law. It can sometimes be hard to know who to talk to, without it impacting others in your family. You can be assured that legal advice and help is all conducted in a confidential manner, protecting you, your family and your assets.…

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Family Law Attorney

How to Find a Consumer Lawyer

While a lot of people may want to handle their legal matters on their own, there may come a time where you need the advice of a professional. In this instance, finding a lawyer may be crucial to the outcome of your legal issue.
Your goal must be to find a lawyer that will be able to provide you with the best legal advice and act on your behalf, should you find it necessary. However, choosing one is not as easy as flipping through the Yellow Pages.
Referrals
For most people, referrals from your colleagues or family members are often the best way of finding an attorney. By going to those who have been in similar situations as your own, you should be able to get a few names of lawyers who could potentially meet your own needs.
As each person and case is different, you can not rely on a referrals by themselves, but it will give you several good leads to go own.
Online Research
It is also possible to do the research on the Internet to find a someone that can help you with your own legal case. Many lawyers now provide a list of their services and experiences on their own websites. By carefully researching these websites, you may be able to come up with several leads on your own.
Lawyer Referral Service
Another source used by thousands of people is a lawyer referral service. These services spend their time compiling lists of attorneys and the services they provide. Many of these services, though, use different criteria to qualify an attorney, so it is very important that you ask what standards must be met to be recommended by them.
Consultation
The above methods will help you to compile a list of potential lawyers, but you will need to take things a little further to determine which one would be the best one for you.
After you have several names on your list, you can set up an appointment for a consultation. Many will offer this particular service for free, but more often than not, they will charge a fee for your time. As this is the only way to determine whether the lawyer will be compatible with you and your legal needs, though, it is important that you do take this final step.
To find a lawyer to assist you in your own legal matters, it is important to find one that is not just qualified to handle the case, but to find one that you feel comfortable with. Trust is often a big factor when it comes to hiring an attorney and by verifying their experience, as well as understanding their work practices, you will be able to find the best one for you.…

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Family Law Attorney

Tips on Hiring a Probate Lawyer

An experienced attorney can effectively aid you in avoiding problems that may arise after someone has passed on, or in instances where an individual can become incapacitated.
Definition
Probate law pertains to matters regarding the estate or will of a deceased individual, issues involving a minor, or cases in which a person has been declared mental incompetent.
The Will
A will is a document that outlines just how an individual will dispose of their personal belongings and property when they pass on.
While some wills tend to be rather simple, others can end up being very complicated, with property being dispersed between several individuals or trusts, and the custody and care of minor children being involved. In such cases, an attorney is able to provide the necessary advice to have the document concise and clear while leaving no room for argument.
Trusts
These attorney’s should be called upon for use in the preparation of a trust, or an agreement in which one individual hold legal title to assets or property for the benefit of another.
While many believe that the wealthy are the only ones who benefit from a trust agreement, such is not the case. In fact, several types of agreements exist, each containing special instructions designed to assist the decedent with tax matters as well as limitations regarding how the beneficiary of the trust is able to use the property.
Court
Legal assistants or paralegals may prepare a trust agreement or will, however only an attorney is authorized to represent a client in court. Thus, probate lawyers are required in order to try a case in court.
These cases typically do not require an elongated court time, however, hearings involving the mentally incompetent, minors, a challenge of the will, or a lawsuit involving a decedent will ultimately require that the attorney appears in front of the judge to obtain a decision on the matter.
Estate Administration
A lawyer is useful in navigating the way through the process, which at times can be rather stressful and arduous. The paperwork pertaining to the administration of an individual’s estate varies state to state. Once a person has been declared deceased, their property must pass out of their name into the names of the beneficiaries and heirs outlined in the will.
An heir is an individual who has been named as the one who will inherit the decedent’s property. A deceased individual is not able to manage their finances, and thus, the property must ultimately pass on to someone who can.…

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Free Legal Advice

Canada Federal Skilled Worker Program List

Canadian immigration has for sometime relied heavily on entry of trained manpower into the domestic labor pool. With changing times the aspirations and demands of local industry and other performing sectors have been witnessing drastic changes and transformations i.e. labor availability is dwindling on one hand and on other workforce is fast ageing up besides growing needs for appropriately trained workers by various sectors of economy. This has created a dire need for a renewed and revised immigration policy and Canadian government is almost on the verge of enacting new laws that would redefine Canada Federal Skilled Worker Program List and NOC.

It had been experienced in the former policy that the system was not serving the true purpose of immigration and even after granting entry to selected people the employment sectors were facing a continued deficiency in availability of required and sufficiently trained people. On other hand the earnings of people granted entry FSW and its branches were earning much less than the comparatively less proficient local workers.

The reasons often sited for such a discrepancy were rooted deeply in the adaptability factors of new entrants into the local labor pool. The employers were not in a position to offer jobs to most of the people for basically 2 reasons i.e. new entrants

The old edition of Canada Federal Skilled Worker Program proved to be ineffective in efficiently addressing these issues. The problem was inherent and was actually linked to basic evaluation system under the point assessment. The parameters that were being granted priority in the prevailing point system did not actually directly explore the possibility of early adaptation of new migrants into local conditions.

In addition to these several drawbacks and shortfalls were identified in the prevalent system that actually added to woes and effected rapid settlement of migrating people. These factors were though indirectly linked to aspirant’s profile but were found to be having a direct bearing on migrant’s ability to establish themselves in the local professional and social environment.

These aspects constituted their spouse’s linguistic and academic levels. It was found that ability of spouse to earn could have a dramatic impact on a migrant’s ability to establish, so steps were taken to incorporate such statutes into the assessment parameters that could guarantee selection of families which constituted of people who have appropriates skills to facilitate an early adaptation and boost earning capacity of family.

Keeping these factors on priority for reviewed List Of Canada Federal Skilled Worker Program has become crucial and government has established certain determining parameters that would guarantee entry of selective people only.…

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Harvard Law School

Do You Need The Services Of a Personal Injury Lawyer?

When a stranger shoves you on the streets leading to an injury, more than likely there is nothing that you can do about it – other than hope for an apology. However, when you sustain serious injuries out of the negligence of another party such as a medical practitioner or your employer it is natural to expect compensation for your injuries. The sad fact is that this rarely happens without a little pushing and shoving, which is best done by a knowledgeable member of the legal fraternity. The litigation of a personal injury lawyer and might be necessary, if you hope to get justice and obtain the damages due in the event of a personal injury, medical malpractice or workers compensation claim.
Most people would like to settle personal claim matters as quickly and as civil as possible. If you have ever dealt with claim matters you probably know how difficult it is to reach an agreement with insurance providers, who often handle such matters. Enlisting the services of a personal injury attorney puts you at a better position to receive favorable settlements. In essence, it is beneficial to understand the instances when you might need the services of a personal injury attorney.
Worker’s compensation is a legal system put in place to protect workers who might sustain injuries while at work. In this case the compensation is meant to cover medical care costs and the pre-supposed lost wages. If deemed necessary, the compensation may also cover rehabilitation and retraining. In the unfortunate event that a worker dies during the course of work, their family is often eligible to receive benefits. There are limitations to the conditions which warrant a worker to receive this compensation, usually if it is determined that the injury was as a result of the worker’s willful misconduct or intoxication.
Patients, who are misdiagnosed, suffer from unreasonable delays or do not get the appropriate treatment, are often entitled to bring medical malpractice suits against medical practitioners. However, damages are not issued if the medical error does not result in a subsequent ailment or bodily harm. It is important to understand that medical malpractice is a highly specialized field and it is therefore important to seek the services of a specialized personal injury lawyer who can help you with your specific case. For instance, there are medical malpractice lawyers who primarily handle surgical errors while others handle birth trauma cases.
Other than medical malpractice and workers compensation, there are personal injury attorneys who handle defective product cases, construction injuries or car accidents.
Before consulting a personal injury lawyer it is wise to assess your situation or that of your loved one, to determine whether or not you are liable for a claim. Once you determine that you have a case, a consultation with a personal injury lawyer will help you determine how much you can expect in compensation and handle the litigation process on your behalf if you do choose to carry through with the case.…